Financing with DCH Subaru of Thousand Oaks

DCH Subaru of Thousand Oaks takes the stress out of auto financing. We are a company with a heart that cares about our local community and are going to be your inflation fighter to help with rising interest rates. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New DCH Subaru of Thousand Oaks Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

We also have our dealership's Guaranteed Trade-In Program and Trade Up Advantage, available exclusively for Subaru owners. 

Flexible Credit Options

DCH Subaru of Thousand Oaks can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

The Finance Department at DCH Subaru of Thousand Oaks

So, you're through with the toughest part of the vehicle buying process (finding the vehicle you want), and now you're on to the finance side of things. Does just the word finance bring chills to your spine? Fear not, Oxnard, Camarillo, Simi Valley and Calabasas drivers, the DCH Subaru of Thousand Oaks finance team is ready to help! Our team of in-house finance experts will work with Thousand Oaks drivers to find a cash payment that fits within your unique needs. Here at DCH Subaru of Thousand Oaks, our finance team is well connected to a vast lending network that helps to ensure that Oxnard, Camarillo, Simi Valley and Calabasas drivers can land a fair finance deal.

Should Your Invest in a New Subaru Lease or Loan?

Will you lease or buy your Subaru Crosstrek, Outback, Forester, Legacy or Impreza? Have you had your eyes on a specific car and want to know what you qualify for before you come in for a test drive? If you think a lease is right for you because you like the idea of trading it in every few years for a new one, we can help. If you want to own your coupe, sedan or SUV one day, then we'll help you get the right loan terms to buy. We also function as a Lease Return Center for when your lease is up! 

Let's Get Started and Finance Your Next Car in Thousand Oaks

We want to make the process of buying a car simple and stress-free. At DCH Subaru of Thousand Oaks, we're ready to help you by answering any questions you might have. We also have many tools that you can utilize to save some time with our online finance application, which helps make the process smoother and gives us a chance to find you the right plan and put you one step closer to getting behind the wheel of your next car.

Your privacy is important to us.

DCH Subaru of Thousand Oaks takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. DCH Subaru of Thousand Oaks

    3725 Auto Mall Dr
    Thousand Oaks, CA 91362

    • Sales: 805-719-5100
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Get in Touch

  • Contact our Sales Department at: 805-719-5100
  • Monday08:30 AM - 09:00 PM
  • Tuesday08:30 AM - 09:00 PM
  • Wednesday08:30 AM - 09:00 PM
  • Thursday08:30 AM - 09:00 PM
  • Friday08:30 AM - 09:00 PM
  • Saturday08:30 AM - 09:00 PM
  • Sunday10:00 AM - 08:00 PM